Know the value
of your business

The DCF is the gold standard method used by investment banks and major M&A firms. For SMEs, it incorporates significant risk premiums (size, illiquidity, key-person dependency) and is validated against trading multiples. That's exactly what ValorSME does: cross-referencing both methods to bracket the valuation.

WACC (Weighted Average Cost of Capital) is the DCF discount rate. It represents the company's average cost of capital. ValorSME automatically calculates a WACC tailored to your sector and company size, based on Damodaran 2026 benchmarks, the local risk-free rate, and country-specific equity risk premiums.

Absolutely. No financial data is transmitted or stored on our servers. Only public company registry data passes through government APIs. We are fully compliant with data protection regulations.

No - ValorSME is a decision-support tool, not a formal valuation certificate. For a sale, acquisition, or dispute, the valuation should be validated by a certified professional. ValorSME gives you a solid and affordable foundation to prepare those discussions.

The DCF is highly sensitive to growth and WACC assumptions. A 1% change in the discount rate can shift the valuation by 15–25%. That's why ValorSME systematically produces 3 scenarios and a sensitivity matrix, and displays a warning when terminal value exceeds 80% of EV - signaling a model to interpret with caution.